Historical FX Refinancing Scenario
AI Simulation Report: The scenario 'Historical FX Refinancing Scenario' covers 51 daily observations. The selected FX method is historic. Average USD/MYR during the simulation was 3.9997, with a high of 4.0940 and a low of 3.9110. The refinancing ratio of 50% produces estimated cumulative savings of MYR 1,481,095.89. The average financial standing score is 77.47, indicating a moderate financial resilience profile. Recommendation: compare this scenario against 25%, 50%, 75%, and 100% refinancing structures before finalising the sukuk refinancing strategy.
| Date | USD/MYR | Refinanced | USD Exposure | Daily Saving | Cumulative Saving | FX Risk | Score | Status |
|---|---|---|---|---|---|---|---|---|
| 2026-05-04 | 3.9580 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 29,041 | MYR 0 | 77.40 | WATCH |
| 2026-05-05 | 3.9670 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 58,082 | MYR 0 | 77.40 | WATCH |
| 2026-05-06 | 3.9560 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 87,123 | MYR 0 | 77.41 | WATCH |
| 2026-05-07 | 3.9110 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 116,164 | MYR 0 | 77.41 | WATCH |
| 2026-05-08 | 3.9220 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 145,205 | MYR 0 | 77.41 | WATCH |
| 2026-05-09 | 3.9220 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 174,247 | MYR 0 | 77.41 | WATCH |
| 2026-05-10 | 3.9220 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 203,288 | MYR 0 | 77.42 | WATCH |
| 2026-05-11 | 3.9310 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 232,329 | MYR 0 | 77.42 | WATCH |
| 2026-05-12 | 3.9380 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 261,370 | MYR 0 | 77.42 | WATCH |
| 2026-05-13 | 3.9300 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 290,411 | MYR 0 | 77.43 | WATCH |
| 2026-05-14 | 3.9320 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 319,452 | MYR 0 | 77.43 | WATCH |
| 2026-05-15 | 3.9480 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 348,493 | MYR 0 | 77.43 | WATCH |
| 2026-05-16 | 3.9480 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 377,534 | MYR 0 | 77.44 | WATCH |
| 2026-05-17 | 3.9480 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 406,575 | MYR 0 | 77.44 | WATCH |
| 2026-05-18 | 3.9800 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 435,616 | MYR 0 | 77.44 | WATCH |
| 2026-05-19 | 3.9770 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 464,658 | MYR 0 | 77.44 | WATCH |
| 2026-05-20 | 3.9800 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 493,699 | MYR 0 | 77.45 | WATCH |
| 2026-05-21 | 3.9720 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 522,740 | MYR 0 | 77.45 | WATCH |
| 2026-05-22 | 3.9660 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 551,781 | MYR 0 | 77.45 | WATCH |
| 2026-05-23 | 3.9660 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 580,822 | MYR 0 | 77.46 | WATCH |
| 2026-05-24 | 3.9660 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 609,863 | MYR 0 | 77.46 | WATCH |
| 2026-05-25 | 3.9580 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 638,904 | MYR 0 | 77.46 | WATCH |
| 2026-05-26 | 3.9690 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 667,945 | MYR 0 | 77.46 | WATCH |
| 2026-05-27 | 3.9690 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 696,986 | MYR 0 | 77.47 | WATCH |
| 2026-05-28 | 3.9850 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 726,027 | MYR 0 | 77.47 | WATCH |
| 2026-05-29 | 3.9680 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 755,068 | MYR 0 | 77.47 | WATCH |
| 2026-05-30 | 3.9680 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 784,110 | MYR 0 | 77.48 | WATCH |
| 2026-05-31 | 3.9680 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 813,151 | MYR 0 | 77.48 | WATCH |
| 2026-06-01 | 3.9680 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 842,192 | MYR 0 | 77.48 | WATCH |
| 2026-06-02 | 3.9680 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 871,233 | MYR 0 | 77.48 | WATCH |
| 2026-06-03 | 3.9850 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 900,274 | MYR 0 | 77.49 | WATCH |
| 2026-06-04 | 4.0180 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 929,315 | MYR 0 | 77.49 | WATCH |
| 2026-06-05 | 4.0390 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 958,356 | MYR 0 | 77.49 | WATCH |
| 2026-06-06 | 4.0390 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 987,397 | MYR 0 | 77.50 | WATCH |
| 2026-06-07 | 4.0390 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,016,438 | MYR 0 | 77.50 | WATCH |
| 2026-06-08 | 4.0730 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,045,479 | MYR 0 | 77.50 | WATCH |
| 2026-06-09 | 4.0660 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,074,521 | MYR 0 | 77.50 | WATCH |
| 2026-06-10 | 4.0660 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,103,562 | MYR 0 | 77.51 | WATCH |
| 2026-06-11 | 4.0700 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,132,603 | MYR 0 | 77.51 | WATCH |
| 2026-06-12 | 4.0610 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,161,644 | MYR 0 | 77.51 | WATCH |
| 2026-06-13 | 4.0610 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,190,685 | MYR 0 | 77.52 | WATCH |
| 2026-06-14 | 4.0610 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,219,726 | MYR 0 | 77.52 | WATCH |
| 2026-06-15 | 4.0500 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,248,767 | MYR 0 | 77.52 | WATCH |
| 2026-06-16 | 4.0650 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,277,808 | MYR 0 | 77.53 | WATCH |
| 2026-06-17 | 4.0650 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,306,849 | MYR 0 | 77.53 | WATCH |
| 2026-06-18 | 4.0940 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,335,890 | MYR 0 | 77.53 | WATCH |
| 2026-06-19 | 4.0940 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,364,932 | MYR 0 | 77.53 | WATCH |
| 2026-06-20 | 4.0940 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,393,973 | MYR 0 | 77.54 | WATCH |
| 2026-06-21 | 4.0940 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,423,014 | MYR 0 | 77.54 | WATCH |
| 2026-06-22 | 4.0940 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,452,055 | MYR 0 | 77.54 | WATCH |
| 2026-06-23 | 4.0940 | MYR 1,060,000,000 | MYR 1,060,000,000 | MYR 29,041 | MYR 1,481,096 | MYR 0 | 77.55 | WATCH |