100% full Refinancing Scenario
AI Simulation Report: The scenario '100% full Refinancing Scenario' covers 47 daily observations. The selected FX method is historic. Average USD/MYR during the simulation was 3.9916, with a high of 4.0940 and a low of 3.9110. The refinancing ratio of 100% produces estimated cumulative savings of MYR 2,729,863.01. The average financial standing score is 82.54, indicating a strong financial resilience profile. Recommendation: compare this scenario against 25%, 50%, 75%, and 100% refinancing structures before finalising the sukuk refinancing strategy.
| Date | USD/MYR | Refinanced | USD Exposure | Daily Saving | Cumulative Saving | FX Risk | Score | Status |
|---|---|---|---|---|---|---|---|---|
| 2026-05-04 | 3.9580 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 58,082 | MYR 0 | 82.40 | RESILIENT |
| 2026-05-05 | 3.9670 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 116,164 | MYR 0 | 82.41 | RESILIENT |
| 2026-05-06 | 3.9560 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 174,247 | MYR 0 | 82.41 | RESILIENT |
| 2026-05-07 | 3.9110 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 232,329 | MYR 0 | 82.42 | RESILIENT |
| 2026-05-08 | 3.9220 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 290,411 | MYR 0 | 82.43 | RESILIENT |
| 2026-05-09 | 3.9220 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 348,493 | MYR 0 | 82.43 | RESILIENT |
| 2026-05-10 | 3.9220 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 406,575 | MYR 0 | 82.44 | RESILIENT |
| 2026-05-11 | 3.9310 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 464,658 | MYR 0 | 82.44 | RESILIENT |
| 2026-05-12 | 3.9380 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 522,740 | MYR 0 | 82.45 | RESILIENT |
| 2026-05-13 | 3.9300 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 580,822 | MYR 0 | 82.46 | RESILIENT |
| 2026-05-14 | 3.9320 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 638,904 | MYR 0 | 82.46 | RESILIENT |
| 2026-05-15 | 3.9480 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 696,986 | MYR 0 | 82.47 | RESILIENT |
| 2026-05-16 | 3.9480 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 755,068 | MYR 0 | 82.47 | RESILIENT |
| 2026-05-17 | 3.9480 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 813,151 | MYR 0 | 82.48 | RESILIENT |
| 2026-05-18 | 3.9800 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 871,233 | MYR 0 | 82.48 | RESILIENT |
| 2026-05-19 | 3.9770 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 929,315 | MYR 0 | 82.49 | RESILIENT |
| 2026-05-20 | 3.9800 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 987,397 | MYR 0 | 82.50 | RESILIENT |
| 2026-05-21 | 3.9720 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,045,479 | MYR 0 | 82.50 | RESILIENT |
| 2026-05-22 | 3.9660 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,103,562 | MYR 0 | 82.51 | RESILIENT |
| 2026-05-23 | 3.9660 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,161,644 | MYR 0 | 82.51 | RESILIENT |
| 2026-05-24 | 3.9660 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,219,726 | MYR 0 | 82.52 | RESILIENT |
| 2026-05-25 | 3.9580 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,277,808 | MYR 0 | 82.53 | RESILIENT |
| 2026-05-26 | 3.9690 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,335,890 | MYR 0 | 82.53 | RESILIENT |
| 2026-05-27 | 3.9690 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,393,973 | MYR 0 | 82.54 | RESILIENT |
| 2026-05-28 | 3.9850 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,452,055 | MYR 0 | 82.54 | RESILIENT |
| 2026-05-29 | 3.9680 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,510,137 | MYR 0 | 82.55 | RESILIENT |
| 2026-05-30 | 3.9680 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,568,219 | MYR 0 | 82.55 | RESILIENT |
| 2026-05-31 | 3.9680 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,626,301 | MYR 0 | 82.56 | RESILIENT |
| 2026-06-01 | 3.9680 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,684,384 | MYR 0 | 82.57 | RESILIENT |
| 2026-06-02 | 3.9680 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,742,466 | MYR 0 | 82.57 | RESILIENT |
| 2026-06-03 | 3.9850 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,800,548 | MYR 0 | 82.58 | RESILIENT |
| 2026-06-04 | 4.0180 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,858,630 | MYR 0 | 82.58 | RESILIENT |
| 2026-06-05 | 4.0390 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,916,712 | MYR 0 | 82.59 | RESILIENT |
| 2026-06-06 | 4.0390 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 1,974,795 | MYR 0 | 82.59 | RESILIENT |
| 2026-06-07 | 4.0390 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,032,877 | MYR 0 | 82.60 | RESILIENT |
| 2026-06-08 | 4.0730 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,090,959 | MYR 0 | 82.61 | RESILIENT |
| 2026-06-09 | 4.0660 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,149,041 | MYR 0 | 82.61 | RESILIENT |
| 2026-06-10 | 4.0660 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,207,123 | MYR 0 | 82.62 | RESILIENT |
| 2026-06-11 | 4.0700 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,265,205 | MYR 0 | 82.62 | RESILIENT |
| 2026-06-12 | 4.0610 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,323,288 | MYR 0 | 82.63 | RESILIENT |
| 2026-06-13 | 4.0610 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,381,370 | MYR 0 | 82.64 | RESILIENT |
| 2026-06-14 | 4.0610 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,439,452 | MYR 0 | 82.64 | RESILIENT |
| 2026-06-15 | 4.0500 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,497,534 | MYR 0 | 82.65 | RESILIENT |
| 2026-06-16 | 4.0650 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,555,616 | MYR 0 | 82.65 | RESILIENT |
| 2026-06-17 | 4.0650 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,613,699 | MYR 0 | 82.66 | RESILIENT |
| 2026-06-18 | 4.0940 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,671,781 | MYR 0 | 82.66 | RESILIENT |
| 2026-06-19 | 4.0940 | MYR 2,120,000,000 | MYR 0 | MYR 58,082 | MYR 2,729,863 | MYR 0 | 82.67 | RESILIENT |